Influence of family ownership on SMEs access to credit: evidence from North Africa
Abstract
This study examines the impact of family ownership on credit access in North Africa using 2019–2020 World Bank Enterprise Surveys data from Egypt, Morocco, and Tunisia. Findings reveal that family-owned firms are less likely to apply for and obtain formal loans compared to non-family firms. However, adopting formal business strategies can mitigate this disadvantage. Promoting formal strategies and tailored financial services is essential to enhance credit access for SMEs in the region.
Citation
“Gourène, Grakolet; United Nations. Economic Commission for Africa. Subregional Office North Africa (SRO-NA); United Nations. Economic Commission for Africa. Subregional Office North Africa (SRO-NA) (2022-09). Influence of family ownership on SMEs access to credit: evidence from North Africa. Addis Ababa. © UN.ECA. https://hdl.handle.net/10855/50358”Collections
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