Organization and management of credit schemes for the poor at grassrooos level in Africa : Workshop on planning and implementation techniques for participatory rural development in Africa

Abstract

The key factors in tins context must be the initiatives of the inhabitants of rural areas, their organizations and their institutions. The contributions of the rural population - in the form of labour and monetary inputs - must replace the overused practice of "spoon feeding" with loans from government and external agencies, which has stifled grass-roots initiative and induced a "charity recipient mentality."